A comprehensive range of professional finance and business oriented services.

Business and Agribusiness Finance

Despite what most people think, all lenders are not the same when it comes to finance for Business Loans, Commercial Lending, or Agribusiness Finance.

There can be quite a bit of difference between interest rates and the percentage Banks will lend against certain types of securities. For example, some lenders may only lend 50% against the valuation of a farm, whereas others may lend 70%. The rates may be very similar, but if you can only borrow 50% of the farms value, it may restrict the way you wish to operate your business.

The same applies to commercial and retail properties, where the amount they will lend can vary significantly. Once again, there can bit quite a bit of difference in their interest rates as well.

Patterson Finance Company can take the hassle out of finding the most suitable lender for your business finance.

We are accredited with all the major Banks, as well as a large range of other financial institutions, boutique lenders and private funders. Therefore we can find the most suitable option for you, at the best available rate.

Finance can be arranged for any of the following:

  • Purchase of a new or existing business, including franchises
  • Set up of a new business, including assistance with Business Plans & Budgets
  • Working Capital, or finance to grow your business. Equipment Finance can also be arranged to meet your business requirements
  • Finance for your farm or agribusiness requirements, including purchase of plant and equipment, refinancing, stock purchase, working capital requirements, or buying a new or additional property
  • Line of Credit for Stock Feed purchases
  • Commercial property purchase
  • Refinancing
  • Construction finance, property development & short term financeDebt consolidation & assistance with loan restructuring

With over 40 years experience in rural lending, our list of clients include dairy farmers, cropping, beef and sheep grazing operations, orchardists, vineyards and turf farmers, just to name a few!

There are many different lenders in the finance market these days. The major banks provide conventional products at very good rates, against standard types of securities. However not all lenders have the same appetite for all types of finance. By having access to a large range of lenders, we can arrange to meet requirements where the banks may be less inclined to assist.

Contact Us to discuss your requirements and you will be pleasantly surprised at what we are able to arrange and the potential savings you can achieve.

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Australian Credit Licence No. 385566